Choosing Health Insurance
How to choose the Best Health Insurance Policy? Health Insurance is designed to take care of one’s healthcare expenses, in case the person faces any sort of medical emergency, be it an illness or an accident that has led to hospitalization(Policies generally cover OPD expenses also). The insured either has to pay such expenses out-of-pocket & is later reimbursed by the insurer or the insurance company settles the bill directly with the hospital. You should pay heed to following points before choosing a health insurance policy: Pre & Post Hospitalization Coverage: When one falls sick, one usually consults a physician and gets relevant investigations done for proper diagnosis. The physician may initially prescribe certain medications. In spite of this treatment, if the condition of the patient does not improve the physician advises the patient to get hospitalized for further management of the disease. Such medical expenses incurred before hospitalization
